Archive for November, 2009

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Am I required to get rental car insurance if I don’t have my own auto insurance?

November 12th, 2009
car insurance
kiki asked:


I am planning to sell my car and cancel my auto insurance. If I want to rent a car, am I required to buy their rental car insurance, since I wouldn’t have any other auto insurance otherwise?
If I use my Discover card to rent the car, Discover will provide me with a Collision Damage Waiver of up to $25,000. Would that count as insurance?

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101inks

November 11th, 2009

101inks.com was founded in 2001 with a simple goal of providing our customers with the most advanced and secure shopping environment for high quality-low cost printer supplies.

With that in mind we have become the company of choice for major businesses and consumers throughout the US. We have experienced an exponential growth since inception and that is mainly due to the referrals that we receive from our hundreds of thousands of customers. We service our customers from our offices in Burbank, CA.

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Posted in Printing

21st.com

November 10th, 2009

21st.com is a great place to start to look for car insurance.

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Posted in Insurance

Will an insurance company insure our home if there is a unpermitted cottage?

November 9th, 2009
insurance
Happy asked:


I’m in the process of buying a foreclosure home (Saratoga,CA, can’t transfer the insurance since it has already lapsed) that has a detached unpermitted cottage (2 bedrooms, kitchen, bathroom and living room total of 900 sq ft), the main home also has a unpermitted converted garage that is used as a in law quarter (separate entrance and full bathroom), it also has a unpermitted sun room too. I really love the home and tried looking for home insurance but it looks like no one will insure me. Is there anyway I can get insured for this property without having to lie about these unpermitted additions to the insurance company? Any advice would be appreciated and any suggestions which insurance company would insure me for a reasonable price. Thank you in advance.

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Can i start insurance on a new car with a new insurance provider before the current policy runs out ?

November 9th, 2009
insurance
Pinsentry asked:


My current car insurance policy runs out at the end of the month and I will not be renewing with them. I am getting a new car approx 2 weeks before the expiry date. Can i start the insurance with another company and ‘overlap’ the insurance ?

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Posted in Diet and Health

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How do we get insurance companies to reduce medical insurance premiums to employers?

November 9th, 2009
insurance
Begi asked:


Let’s face it, here in the U.S. the medical insurance premiums for group health coverage is rising faster than inflation. As a result, a lot of companies are either reducing the levels of coverage in order to offset the cost of insurance, increasing the deductible, and or increasing the cost to the employees for the insurance premiums.

The problem is that insurance companies have no incentive to reduce insurance premiums. They continue to get record profits and this issue is out of control.

How do we get the insurance companies to decrease insurance premiums to the rate of inflation, or better yet, start reducing the cost of premiums for a change?

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1 comment »

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How does health insurance work in the US?

November 9th, 2009
insurance
synchronised asked:


I am a non-US citizen and need this information to do a case.

Specifically:
1) Is health insurance compulsory for everyone?
2) What happens if someone cannot afford it?
3) In the event that a medical procedure needs to be done, does health insurance cover all the bills? Does the patient need to pay anything extra?
4) Does the patient have any say over what kind of procedure he can take? Say if 2 treatments are available for his condition, can the patient choose the more expensive treatment? And if so, is it covered by the insurance?

Thanks for reading this. Your help in answering any part of the questions would be greatly appreciated!
Thanks to those who have responded so far.

I would like to further ask:

Does a health insurance contract state that it will only cover the “normal” rates for a procedure? For eg. if there are 2 possible treatments for a disease, 1 of which is more expensive but more effective than the other, will the patient only be covered by the LESS expensive one?

Or is it a case in which the patient can opt for the more expensive one and “top-up” the difference?

This is a crucial question to my understanding the case. Thanks!

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What are some insurance companies that offer insurance if you become disabled due to accident?

November 9th, 2009
insurance
demongelding1@hotmail.com asked:


Hello everyone. I have life insurance and accidental death insurance, but I am looking for a company that offers insurance for money if you get injured in an accident and become disabled. I show horses and ride often. I am looking for something that would protect my family in case of a disabeling injury. Please only serious answers. Please don’t suggest yahoo or google….I am looking for actual companies. God bless!

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5 comments »

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How does the insurance company find out about moving violations?

November 8th, 2009
insurance
fgeel asked:


My understanding is that when you get a moving violation (e.g, a speeding ticket), the police or the courts or whoever will notify your insurance company. When your insurance company finds out and finds out about the points that are now on your license, they raise your insurance premium. However, a friend tells me that he’s received several speeding tickets, that his insurance company has never found out (meaning no one is notifying his insurance company), and that his premium has therefore never gone up. How is that possible?

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Posted in Diet and Health

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With the high cost of insurance and the low home values is it worth losing your home to carry medical insuranc?

November 8th, 2009
insurance
who’s sane asked:


Which would you chose; to go in debt to pay for insurance in case something happens so you do not lose your home? Or not pay for insurance and hope to god nothing happens bad enough to make you lose your home anyway by not having insurance?
If you had to pay your insurance and do not currently how would this affect you, and what would you do?

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4 comments »

Posted in Insurance

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